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1860 Whispering Oaks Lane

Fort Walton Beach, FL 32547
  • $408,000
  • STATUS: Active
  • ON SITE: 19 Days
  • MLS #: 1005485
$408,000
  • 3
    BEDS
  • 0.09
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,573
    SQFT
  • $259
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1997
County:

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space. With move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Success Realty. Vendor Member number: 28178. Data last updated: 2026-07-21T00:00:50.79.
Vendor Member #28178.
www.gulfcoast-sales.com/homes/178329321
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1860 Whispering Oaks Lane Fort Walton Beach, FL 32547

  • Price: $408,000
  • Status: Active
  • On Site: 19 Days
  • MLS #: 1005485
3
Beds
2
Baths
0
½ Baths
0.09
Acres
1,573
SQFT
$259
$/SQFT
1997
Built
Neighborhood:
Forest Oaks Ph 2
County:
Okaloosa
Area:
Fort Walton Beach
Elementary School:
Kenwood
Middle School:
Pryor
High School:
Choctawhatchee
Property Description
Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space. With move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.
Exterior Features

Architectural Style Traditional Attached Garage YN Yes Carport YN No Construction Materials Siding Brick FrontWood Siding Door Features [] Driveway Spaces 2 Exterior Fenced Privacy Exterior Features [] Foundation Details [] Garage YN Yes Parking Garage Door Opener Parking Features Garage Attached Parking Total 4 Patio And Porch Features [] Pool No Pool Features [] Roof Shingle View [] Window Features Window Treatments

Interior Features

Appliance Info Auto Garage Door OpnDishwasherRefrigeratorStove/Oven Electric Appliances DishwasherRefrigeratorElectric Water Heater Basement [] Bedroom Level Second Cooling Central Air Cooling YN Yes Fireplace Features [] Flooring Vinyl Heating Central Heating YN Yes Interior Ceiling VaultedFireplaceFloor VinylWasher/Dryer HookupWindow Treatment All Interior Features Vaulted Ceiling(s)FireplaceWasher/Dryer Hookup Kitchen Level First Living Room Level First Master Bed Bath MBed Walk-in Closet Master Bedroom Level Second Rooms Master BathroomBedroomMaster BedroomDining AreaKitchenLiving Room Rooms Total 7

Property Features

Association Fee Includes [] Buyer Financing [] Community Features [] Energy AC - Central ElectHeat Cntrl ElectricWater Heater - Elect Fencing Privacy Financing ConventionalFHAVA Green Energy Efficient [] Immediate Occupancy No Is Subject Leased No Lot Features Sidewalk Lot Parcel Access City RoadPaved Road Lot Size Dimensions 50 x 81 New Construction YN No Other Equipment [] Other Structures [] Property Condition Construction Complete Property Sub Type Detached Single Family Road Frontage Type City Street Road Surface Type Paved Security Features [] Special Listing Conditions [] Tax Annual Amount 3000.31 Tax Year 2024 Utilities [] Utility Info Public SewerPublic WaterTV Cable Water Source Public Waterfront Features [] Zoning Resid Single Family Zoning Info Resid Single Family

Listing courtesy of Realty ONE Group Emerald Coast: 850-842-3211.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Success Realty. Vendor Member number: 28178. Data last updated: 2026-07-21T00:00:50.79.
Vendor Member #28178.
 
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