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417 Cobia Avenue

Fort Walton Beach, FL 32548
  • $997,000
  • STATUS: Active
  • ON SITE: 18 Days
  • MLS #: 989999
Price Reduced
UPDATED: 91 min ago
$997,000
  • 4
    BEDS
  • 0.32
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,665
    SQFT
  • $374
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1972
County:

School Information

Elementary School:
Middle School:
High School:

Description

Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!

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© 2025 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Success Realty. Vendor Member number: 28178. Data last updated: 2025-12-08T23:00:34.643.
Vendor Member #28178.
www.gulfcoast-sales.com/homes/170248277
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417 Cobia Avenue Fort Walton Beach, FL 32548

  • Price: $997,000
  • Status: Active
  • On Site: 18 Days
  • Updated: 91 min ago
  • MLS #: 989999
4
Beds
3
Baths
0
½ Baths
0.32
Acres
2,665
SQFT
$374
$/SQFT
1972
Built
Neighborhood:
Santa Rosa Island
County:
Okaloosa
Area:
Fort Walton Beach
Elementary School:
Elliott Point
Middle School:
Bruner
High School:
Fort Walton Beach
Property Description
Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!
Exterior Features

Architectural Style Beach House Carport Spaces 0 Carport YN No Construction Materials BrickSiding Vinyl Covered Spaces 0 Exterior Features BBQ Pit/GrillColumns Lot Features LevelWithin 1/2 Mile to Water Lot Size Dimensions 190'x100'x162' Parking Features [] Pool YN Yes Road Frontage Type [] Road Surface Type Paved View Gulf Waterfront Features []

Interior Features

Appliances DishwasherDisposalMicrowaveRefrigeratorStove/Oven ElectricWater Heater - GasWater Heater - Tnkls Cooling Ceiling FansCentral Air Cooling YN Yes Heating Central Heating YN Yes Interior Features Ceiling BeamedKitchen IslandPantryWasher/Dryer HookupWoodwork Painted Primary Bedroom First Floor Yes Rooms Total 8

Property Features

Association Fee Includes [] Buyer Financing Conventional Community Features [] Green Energy Efficient [] New Construction YN No Pool Type Private Property Condition RenovatedConstruction Complete Property Sub Type Detached Single Family Special Listing Conditions [] Tax Amount 3123.62 Tax Year 2024 Utilities Public WaterTV Cable Zoning CountyResid Single Family

Listing courtesy of Compass: 305-851-2820.


© 2025 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Success Realty. Vendor Member number: 28178. Data last updated: 2025-12-08T23:00:34.643.
Vendor Member #28178.
 
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